Last updated: 22. 11. 2025
This Privacy Policy explains how Money Jungle (“we,” “us,” or “our”) collects, uses, and protects information when you visit or use our website (the “Site”), including any content, articles, and services related to U.S. insurance that we provide.
By using the Site, you agree to the collection and use of information in line with this Privacy Policy. If you do not agree, please discontinue use of the Site.
1. Information We Collect
We collect two main types of information:
1.1 Information You Provide Voluntarily
You may choose to give us information when you:
- Fill out a contact form
- Leave a comment on a post
- Subscribe to a newsletter (if available)
- Participate in surveys, feedback forms, or promotions
This may include:
- Name or nickname
- Email address
- Website URL (optional, e.g., when commenting)
- The content of your message, comment, or questions
Please avoid including sensitive personal information (such as Social Security numbers, full policy numbers, bank details, medical records, etc.) in any form or comment on the Site.
1.2 Information Collected Automatically
When you visit the Site, certain information may be collected automatically, including:
- Your IP address
- Browser type and version
- Device type and operating system
- Referring URLs (the site you came from)
- Pages you view and how long you stay
- Date and time of your visit
- General location information (country/region, not precise GPS)
This data may be collected via:
- Server logs
- Cookies
- Web beacons, pixels, and similar technologies
- Analytics tools (for example, traffic and behavior analysis)
This information is generally used in aggregated form and does not personally identify you by name.
2. How We Use Your Information
We may use the information we collect to:
- Operate, maintain, and improve the Site and its content
- Respond to your questions, comments, and requests
- Send you newsletters or updates you subscribed to (you may unsubscribe at any time)
- Monitor traffic, usage, and performance to understand which content is most helpful
- Detect, prevent, and address technical issues or abuse
- Comply with legal obligations, where applicable
We aim to keep our use of personal information limited to what is reasonably necessary to run an educational blog and maintain a safe, functioning website.
3. Cookies and Similar Technologies
3.1 What Are Cookies?
Cookies are small text files stored on your device when you visit a website. They help the Site remember your preferences and improve your browsing experience.
3.2 How We Use Cookies
We may use cookies to:
- Remember basic preferences (e.g., language or display settings)
- Analyze site traffic and user behavior (analytics cookies)
- Deliver relevant advertisements (advertising cookies)
Third-party service providers (such as analytics or ad networks) may also place cookies on your device when you visit the Site. These cookies are controlled by those third parties and governed by their own privacy policies.
3.3 Managing Cookies
You can:
- Adjust your browser settings to refuse or limit cookies
- Delete cookies that have already been set
- Use browser add-ons or tools to control tracking
Please note: disabling cookies may affect certain features or functions of the Site.
4. Advertising, Affiliates, and Analytics
4.1 Advertising (Including Google AdSense)
The Site may display ads served by third-party advertising partners, including but not limited to Google. These partners may use cookies and similar technologies to:
- Show ads based on your visits to this and other websites
- Measure the effectiveness of their ads
- Perform interest-based advertising
These third parties may collect information about your visits over time and across different sites and apps. Their use of data is governed by their own privacy policies. You can usually adjust your ad preferences via your account settings with those providers or through your browser settings.
4.2 Affiliate Links
The Site may include affiliate links to products or services. If you click an affiliate link and make a purchase, we may earn a small commission at no additional cost to you.
Affiliate partners may use cookies or other tracking technologies to attribute sales or referrals. We only link to products or services we believe may be genuinely useful to readers, regardless of commission.
4.3 Analytics
We may use analytics services to understand how visitors use the Site. These services collect data such as pages visited, time spent on pages, and general geographic location. This information is used in aggregate to improve content and user experience.
5. Comments and User-Generated Content
When you leave a comment on the Site:
- The information you submit (e.g., name, comment, website) may be publicly visible.
- Your IP address and browser user agent string may be stored to help with spam detection and security.
Please do not post sensitive personal information in comments. Remember that any information you make public can be viewed and used by others.
6. How We Share Information
We do not sell your personal information.
We may share information in the following limited situations:
- Service providers: With trusted third parties who help us operate the Site (e.g., hosting, analytics, email delivery). They are only allowed to use your information as necessary to perform services for us.
- Legal requirements: If required by law or in response to valid legal requests (e.g., subpoenas, court orders).
- Protection of rights: When necessary to protect our rights, enforce site policies, or protect our users or the public from harm.
- Business changes: In the event of a merger, sale, or transfer of the Site or its assets, user information may be part of the transferred assets, subject to this or an updated Privacy Policy.
We do not knowingly share your personal information with third parties for their own direct marketing purposes.
7. Data Retention
We retain personal information only as long as reasonably necessary to:
- Respond to your inquiries
- Maintain records consistent with our legitimate business interests
- Meet legal, regulatory, or reporting obligations (where applicable)
Comments, analytics data, and server logs may be retained for a longer period in aggregated or anonymized form.
8. Security
We use reasonable technical and organizational measures to protect your information from unauthorized access, loss, misuse, or alteration.
However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security, and you share information at your own risk.
9. Children’s Privacy
The Site is intended for adults and general audiences and is not directed to children under 13.
We do not knowingly collect personal information from children under 13. If we become aware that we have unintentionally collected such information, we will take steps to delete it. If you believe a child has provided us with personal information, please contact us via the Contact page.
10. International Visitors
Money Jungle is primarily intended for users located in the United States.
If you access the Site from outside the U.S., you understand that your information may be processed and stored in countries that may have different data protection laws than your country of residence. By using the Site, you consent to this transfer and processing.
11. Your Rights and Choices
Depending on your location and applicable law, you may have certain rights regarding your personal information, such as:
- The right to access or request a copy of the personal data we hold about you
- The right to request correction of inaccurate information
- The right to request deletion or restriction of your personal information in some circumstances
- The right to withdraw consent (where our processing is based on consent)
To exercise these rights (where applicable), please contact us using the details in the Contact section below. We may need to verify your identity before fulfilling certain requests.
You can also:
- Unsubscribe from email communications by using the link provided in the email (if applicable)
- Adjust your browser settings to restrict cookies
- Opt out of certain analytics or advertising cookies through your browser or device settings
12. California and Other State-Specific Notices (Where Applicable)
If you are a resident of certain U.S. states (such as California), you may have additional privacy rights under state law.
- We do not knowingly “sell” personal information as that term is defined under certain state privacy laws.
- You may have the right to request information about the categories of personal information we collect, use, or disclose, and to request deletion of certain information, subject to legal exceptions.
To submit such a request, please contact us through the Contact page and include your state of residence and the nature of your request. We will respond in line with applicable laws.
13. Third-Party Websites
The Site may contain links to third-party websites, services, or content. We are not responsible for the privacy practices, policies, or content of these third-party sites.
If you visit a third-party site via a link from our Site, any information you provide will be governed by that site’s privacy policy, not ours. We encourage you to review their policies before providing personal information.
14. Changes to This Privacy Policy
We may update this Privacy Policy from time to time.
- Any changes will be posted on this page with an updated “Last updated” date.
- In some cases, we may provide additional notice (for example, by updating a banner or sending an email, if applicable).
Your continued use of the Site after any changes are posted means you accept the updated Privacy Policy.
15. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your information, you can reach us through the Contact page on the Site.
Please include:
- “Privacy Policy” in your subject line
- A clear description of your question or request
- Your country or state of residence (if relevant to your request)
By using Money Jungle, you trust us with a small part of your digital life. We take that trust seriously and are committed to handling your information with transparency and care.