Gold vs Platinum: Comparing AMBA Dental Plan Tiers for Texas Retired Teachers – 7 Shocking Lessons from My Costly Enrollment Mistake The year I retired, I spent more time obsessing over whether to pick Gold or Platinum dental coverage than I did planning my own retirement party. (Spoiler: there was cake, but no DJ.) Gold … Read more
How to Enroll in a Texas Retired Teacher Dental Plan Before Your Coverage Deadline: 5 Costly Mistakes I Made and How You Can Avoid Them Don’t Miss Your Dental Deadline (Like I Did): A Guide for Texas Retired Teachers Who Like Their Teeth If you’re a retired teacher in Texas, missing your new dental coverage … Read more
TRS-Care vs TRTA/AMBA Dental Plans: Side-by-Side Comparison for Texas Retired Teachers – 7 Powerful Secrets I Wish I’d Known Before Choosing If you’re a retired Texas teacher staring down TRS-Care Dental on one screen and a TRTA/AMBA dental brochure on the other, it’s easy to feel like you’ve wandered into a very expensive game of … Read more
Texas Retired Teachers Dental Plan: 7 Brutal Lessons I Learned in My First Year Three months into retirement, I found myself flat on my back—not on a beach in Galveston or the recliner I swore I’d finally read novels in—but under the cold glare of a dental lamp, calculating out-of-pocket costs like I was prepping … Read more
S Corp Retirement Plan Options: 7 Best Picks to Maximize Tax Savings The Tuesday my S corp finally paid me a real W-2 salary, I felt like I’d officially become an adult.But that same day, I realized something: I’d been walking right past some solid retirement money all this time.It was like ignoring a $100 … Read more
HNWI Retirement in 2025: Tax-Smart, Trust-Ready, Audit-Proof 7 Game-Changing Moves for High-Net-Worth Retirement in 2025 By [Your Name Here], CFP®, JD, LLM (Tax) Reviewed by: [Reviewer’s Name], CPA | Last Updated: November 3, 2025 Scope: U.S. federal rules and strategies. State laws vary. My friend, you have built a fortress of wealth, not with brute … Read more
7 Smart Moves for Stress-Free Retirement Planning in Denver Imagine your retirement: crisp mountain air, a vibrant cultural scene, maybe even a casual hike in Golden Gate Canyon. Denver promises a truly active golden age. But achieving that dream takes smart planning, especially with the city’s unique rhythm. For 2025, Colorado offers a generous $24,000 … Read more
9 Reasons Houston Is Still a Smart Bet for Retirement Planning in 2025 Why Houston Still Belongs in Your Retirement Math Let’s be real: A lot of “Best Places to Retire in 2025” lists have Texas taking a hit—mostly thanks to summer heatwaves and property tax headlines. But then there’s your spreadsheet quietly suggesting, “Houston … Read more
Retirement Planning Denver 2025: 17 Brilliant Moves You’ll Love Front-load the big wins: healthcare caps, clear budget, simple plan Biggest wins first—because that’s where the real money moves. For 2025, Medicare Part D has a game-changing cap: your total out-of-pocket for prescriptions is limited to $2,000. ACIP-recommended adult vaccines? Free. And many insulins are priced … Read more
SIMPLE IRA 2-Year Rule (2025): Exact Roll-Anywhere Date + 1-Field Calculator By: Daromi — U.S. retirement accounts editor (10+ years guiding clean rollovers). Reviewed for accuracy: Enrolled Agent (EA) — 2025-10-19. Change log: 2025-10-19 — verified 1099-R Box-7 code “S” wording; clarified direct transfer vs 60-day rule. Some rules don’t shout; they whisper from a … Read more